6 Reasons to be Thankful to Live in a New Home

Categories: Uncategorized | Posted: November 27, 2018

During the holiday season, we all focus on the things that we are thankful for. One item that may not be on your list is living in a newly-built home. Most of us don’t realize that living in a new home is a luxury. However, there are several ways that living in a new home can greatly improve anyone’s holiday experience as well as the experience of any friends or family that you may host.


No Last Minute or Sudden Repairs

A last minute or sudden repair can be a disaster when it comes to having friends and family over for the holidays. Whether it’s a leak in the roof or a creak in the floorboard, even some last minute or sudden repairs which may not be a disaster can be embarrassing! One of the things that new home buyers are purchasing when buying a newly-built home is the confidence and peace of mind that they have no hidden repairs lurking around the corner. Legacy Homes builds new homes that are built to last and need very few repairs as time goes on. This is just another way that Legacy Homes provides its customer value, not only in the short term, but in the long term.


Curb and Interior Appeal

Most older homes, no matter how diligently looked after, don’t have the same curb and interior appeal as a brand-new home. All the new homes that Legacy Homes builds are the industry standard for style and “wow factor.” Hosting a holiday get-together in a new home instead of an old home will keep your guests talking about what a great time they had and bragging about how much they liked the venue. Our homes with give your guests a cozy place to visit and make memories for years to come!


More/Better Space to Entertain

Unless you are moving from an especially large older home, a newly-built home will likely give you and your guests more space to bond. A larger area to visit in will offer more opportunities for everyone to participate in games and other activities. New homes are also in better condition all-around, making for a much nicer atmosphere in which to share the memories.


Energy Savings During the Colder Months

A new home built by Legacy Homes will have much better energy efficiency and heat retention than an older home as a result of our signature homebuilding technologies. Energy savings will keep you from having to keep the heat lower in your home to save money. As a result, you and your holiday guests will be able to enjoy a warm and inviting space when getting together. Also keep in mind that because your new home is more energy efficient than an older home, you will be able to reap the rewards of saving money from energy costs year-round. This too will give you an extra holiday budget when the time comes.


Quality (Safe) Neighborhood

If you live in a neighborhood that has seen better days or has safety concerns, a newly-built home in a newly-developed neighborhood will give you and your guests safety and peace of mind during the holidays.


Not Just a House, A Home

All newly-built homes by Legacy Homes are built with the mindset of being homes, and not just houses. Our floor plans and other components will ensure that when you are celebrating the holidays with friends and family, you are doing so at home. Cozy and contemporary designs will add a sense of welcoming to your guests and facilitate a holiday spirit and memories for years to come.

If you would like to learn more about Legacy Homes and our available floor plans, please call (256) 361-9104 today!

Renting Vs. Buying

Categories: Uncategorized | Posted: October 10, 2018

When looking for a place to hang your hat, there are generally two options. You can rent an apartment or other space owned by a landlord, or take ownership into your own hands. We’ll look at some of the benefits and drawback of both.

Renting Advantages

Economy is probably the biggest advantage of renting. Costs such as large down payments and the time cost of extensive paperwork and waiting periods, combined with hidden costs such as the requirement of new home maintenance equipment can add up to a large upfront investment in a home.

Other advantages:

  • Freedom and flexibility
    • When you don’t have responsibility over the day-to-day maintenance of the property that you live in, you can be more mobile and flexible with travel.
  • You don’t have to worry about home values
    • When you aren’t a part of the market, home values don’t affect you.
  • You can build credit if your landlord reports rent payments to the credit bureaus
    • We can all stand to polish our credit score a bit.


The biggest disadvantage of renting involves the lack of overall control that tenants have over their living situation. Landlords can raise rent or sell the property at any time, and you’ll be able to choose from only the living spaces that are vacant and available to move into.

Other disadvantages:

  • No equity building
    • When you don’t own the property, you forgo the cash benefits as well.
  • No tax benefits
    • No break from the IRS either.

Buying Advantages

The biggest advantage to owning a home is the control over your living space that comes with it. When you own a home, you can pretty much do whatever you like with it and don’t have to answer to a landlord.

Other advantages:

  • Stable Costs Over Time
    • Mortgage costs, as opposed to rent, are much more stable on average over the long term.
  • Tax Savings
    • Since a home is also an investment, homeowners get some tax breaks.
  • May build equity and credit
    • When the conditions are right, a home can be a great asset.
  • More stability
    • A home is great for staying planted in a certain area such as a good school zone.
  • Possible tax benefits
    • There are also tax benefits for things like building an eco-friendly home.


The most significant disadvantage to owning a home is the initial expense. Along with mortgage, there are some expenses that come with home ownership.

Other disadvantages:

  • Requires a significant amount of paperwork and waiting time.
  • Home value can fluctuate.

Making a Choice

Some things to consider when deciding whether to buy or rent are:

  • What can you afford, and how much savings do you have? If you’re living on a tight budget, it may be better to rent.
  • Consider how long you will live in this location. Shorter-term living will likely benefit from renting whereas buying is a great investment the longer you stay in one place and build equity.
  • Homes increase in value over time usually, but not always. It helps to consider a potential home as simply a place to live instead of just an investment.
  • When you own a home, it’s yours. It’s a space where you can change whatever you want. Owning a home may be especially appealing when having young children who need the extra space. At the end of the day it’s a decision that is also influenced by personal needs and desires.